How to Read Your 401(k) Fund Menu Without Panic
A calm walkthrough of a workplace fund menu: target-date defaults, duplicate U.S. stock funds, stable-value, and the two or three choices most people actually need.
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A calm walkthrough of a workplace fund menu: target-date defaults, duplicate U.S. stock funds, stable-value, and the two or three choices most people actually need.
What a target-date fund actually holds, how the glide path works, what the date means, and when a simple TDF is a reasonable default — not a magic ticker.
What to do in the first 30 days of a new job: withholdings, benefits deadlines, direct deposit, old 401(k), and the raise that disappears into lifestyle.